Testimonials

I should like to thank you for your very professional and discreet advice. After giving great impartial advice, the policy that you organised for me was 50% lower in cost than the bank "special offer" I was previously quoted.

I would thoroughly recommend Grays to my colleagues and associates.

Hazel Scott - Arbonne Independent Consultant

I just wanted to write and say thank you for the way in which you and your colleagues have helped me.

Initially you spent the time and trouble to get to know me and my preferences and gain a deep understanding of my personal and financial position.

I have been particularly impressed by the approach that you have taken. In particular your unhurried consultative style blended with the authoritative advice on available options.

I feel as confident that I have found a firm who is in tune with me and what I want to achieve and I am looking forward to working together in the future.

Clive Hencher - Energy Utility Associates

Every time Joan comes out to see us, she is professional and explains to us in layman's terms about what we have at present, what we need and what we no longer need. There has not been any pressure to set up new policies or disregard any policies that we may have that aren't working for us, it has all been done as Lenny and I would expect it to be done - Joan is a true professional and I would gladly recommend her services to anyone.

Tracey and Lenny Knox

I would like to take this opportunity of thanking you for your help and assistance during the past year.

Having undertaken a detailed analysis of my financial situation you were able to offer a substantial solution to for my affairs.

I have no hesitation in recommending you as you clearly have the experience and expertise.

Trevor Horsley - Pali

I contacted Joan Gray when the birth of our baby was approaching rapidly we thought it was the best time to have protection in place for the future.

Joan was a huge help to us both and her knowledge and advice was first class. We both could see that she was an expert in her field and had our best interests at heart.

I can highly recommend Joan Gray and we have already referred several clients to her.

Jason and Emily

Joan communicated to me in a straight forward manner and checked that I understood everything and was happy to proceed.

I was very impressed with Joan's knowledge and integrity and I am very happy to recommend Gray's to my family, friends and customers.

Steven Taylor - Taylor Commercial Solutions

Reasons to make a will: Dependents

If you have handicapped or dependent children, or if you have elderly parents or friends that you care for, your Will can make sure those loved ones are protected even if you aren’t around. This is particularly important if you have a mentally handicapped or learning disabled children who would be dependent on benefits after your death. There are very robust solutions for those circumstances and it’s absolutely worth making sure your wishes are carried out.